For Shopify sellers who want to use Stripe without eating a 2% penalty

Leave Shopify's 2% penalty behind.Your own Stripe, 0% to the platform.

Shopify charges a monthly plan fee before you sell anything, and if you want to use Stripe instead of its own payment processing, it charges you an extra 2% on every sale.

Open a store with your own processor, no penalty

Free preview first · your own Stripe, 0% to the platform

A different way to look at it

You were told this is just what professional ecommerce looks like.
It fines you the moment you try to use your own processor.

Let's be honest about it

Want to use your own processor? Here's whether that gets you fined.

在 Shopify

Fined for wanting Stripe

A monthly plan fee, sold or not

Even the cheapest Basic plan is a monthly fee, billed upfront.

Skip Shopify Payments, get fined 2%

Don't use Shopify Payments, and every sale costs you up to 2% extra in third-party processing fees (1% on Grow, 0.6% on Advanced) — a fine for wanting to use Stripe.

Plus the card processing fee itself

On top of the penalty, you still pay standard card processing.

在 feelreef

Your own Stripe, 0% to the platform

Payments land straight in your account, no 2% penalty. We take nothing.

Your store, your customer list

Buyers deal directly with you — the list and the relationship are yours.

Pack up and leave any time — a promise

Products, customers, payments — all yours. The door stays open by design.

The Shopify figures on this page were checked on 2026-07-30. Their plans can change at any time and we don't promise to update this — please check the current state for yourself. Source: shopify.com/pricing

Your escape kit

A few modules that bring you out together

Move your store to a place where you use your own processor, pay no penalty, and give the platform 0%.

0% 純收銀

REEF with

Checkout

一條乾淨的收銀管線 —— 錢直接進你自己的 Stripe，中間沒有人插手。

$39／年

REEF with

Site

內建白話編輯器、雙語免費，一個你真正擁有、搜得到、帶得走的靜態站。

你的 Stripe

REEF with

Members

你的會員、你的金流，0% 抽成。按等級收費（$7×等級），永遠不抽你營收。

This is the whole point

Your own Stripe,
0% to the platform.

Your payments, your money — we never touch a cent

Money lands straight in your own Stripe. Not a 0% promo — 0%, forever.

platform cut · forever

See your store moved over

Tell us about your Shopify store, and we'll build a free preview — a store with your own Stripe, no 2% penalty.

Open a store with your own processor, no penalty

See it before you pay · no lock-in · your people and your money stay yours